Farm & Ranch
Our agents are part of your community, so we understand the significance of your family homestead. In fact, we’re known for recognizing the unique needs of farm and ranch insurance.
No matter the size of your operation, whether you own or rent, our policies can be customized to cover your insurance needs. Like our other policies, you decide how broad or narrow you’d like your coverage to be. Let us protect your legacy and livelihood with coverage tailored to the way you run your farming or ranching operation.
Structures and Building Insurance
Your occupation isn’t like other businesses, so the insurance products offered are also different and can be highly customized. To keep your business running smoothly, we protect against damage or losses to your barns, machine sheds, granaries and other structures against perils such as fire and some natural disasters. This coverage applies to structures and buildings permanently attached to your property, but not to your house.
Your machinery and equipment are the heart of your business. That’s why we offer affordable Agriculture Property Insurance with a variety of options. Be sure your tractors, combines, planters and tools are covered against the unexpected. We provide coverage whether you own, borrow, rent or lease, and as always, we take your budget into account. Having the right policy in place guarantees you’ll always have the equipment you need, when you need it.
Farm vehicles are an essential element to any farm. In most states, insuring them isn’t required; however, it’s still a smart idea. The amount of coverage you’ll need depends on the vehicle and how it’s used. Whether you’re looking for the standard vehicle coverage, liability only or low miles, we can help you find the right insurance policy. We can also insure your cargo if needed. If there’s a loan on your vehicle, vehicle insurance may be required by your lender. Farm vehicle insurance protects you and your loved ones from the unexpected.
No matter how careful you are, accidents happen. Protect your assets from lawsuits in case someone is injured on your property or as a result of your operations, especially if you or a family member are responsible. This coverage helps manage your liability and there are several options to choose from including premises liability insurance, operations liability insurance and product liability insurance. We also offer umbrella liability insurance which gives you higher coverage limits for all policies that fall underneath it. It serves as an additional layer of liability coverage and it’s usually less expensive than higher limit policies. Be sure you’re covered against the unique risks of farming and ranching.
Livestock Coverage Insurance
Mother Nature has her own agenda – that’s why having the right coverage is a necessity. Livestock Coverage Insurance helps to reduce the financial loss when an animal is stolen or lost due to a covered peril. When insuring your animals, you can choose between herd coverage, blanket coverage and individual coverage. Your agent will walk you through the benefits of each so you can make an informed decision about the amount payable in the event of a loss. Ranching can be risky and unpredictable – insuring your livestock protects your investment and your livelihood.
"We have been with John Sieh Agency for many years and we always receive quick, thorough answers when asked. When we have had claims, John Sieh takes care of them and we don't have surprises so we are confident that we have proper coverage at a fair price, and that is peace of mind with great value."
Request A Quote
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